ING Golden Life (Unit Linked Pension Plan)

My Retirement, My Way’
A retirement solution to help you realize the retired life of your choice, with a wide range of Benefits that are personalized to suit your needsThe ING Golden Life is a Unit Linked Pension plan. You need to choose the age at which you wish your pension should start (called the Vesting Age). The Policy plan allows you the convenience of choosing the Premium and the duration you wish to pay. It allows you to manage your investments as per your risk preference. You can opt to invest the Premiums amongst the Funds offered i.e. Pension Debt, Pension Equity or Pension Liquid OR you can choose the Life Stage Investment Program which automatically adjusts your Fund allocation to secure your investments as your retirement age approaches.For more details on risk factors, terms and conditions please read the Brochure and Benefit Illustration carefully before concluding a sale.

Key Benefits

Loyalty Units – to help grow your funds faster
Life Stage Investment Program – to manage investments as per your risk preference
Flexibility to choose your retirement age
Flexible Premium options
Flexibility to exercise the pension option on the chosen retirement age
Tax benefits under section 80C / 80CCC and 10(10A

Product Features

Eligibility
Under Regular Premium Option –
Minimum entry age: 18 yrs
Maximum entry age: 65 yrs
Under Single Premium Option –
Minimum entry age: 18 yrs
Maximum entry age: 70 yrs
Premium Payment Options
Single: One-timeRegular: Annual, half-yearly, quarterly or monthly
Minimum Premium Payable
Minimum Premium under Single premium option is Rs.45,000/-
For Minimum Premiums under Regular premium options please refer to the brochure
Minimum Top-Up is Rs.5,000/-
Vesting Age
Minimum Vesting Age: 45 years
Maximum Vesting Age: 75 years
Vesting Period
Under Single Premium Option –
Minimum: 5 yrs
Maximum: 57 yrs
Under Regular Premium Option –
Minimum: 10 yrs
Maximum: 57 yrs